I'm wondering if insurance companies can refuse coverage if I don't have a guard on my trimmer. Specifically, will they deny claims related to injuries or damage caused by my equipment?
2 Answers
Yeah, it can vary. If you’re talking about workers' comp for an employee getting hurt or general liability for damaging property, not having a guard might complicate things. Definitely worth checking with your insurer about how it affects your coverage!
It really depends on the insurance provider and their specific policies. Some companies might have strict rules regarding equipment safety features like guards, while others may be more lenient. It's always a good idea to read the fine print of your policy or ask your agent directly.
Got it! I'm mostly worried about the liability side if I accidentally damage someone's property.