So, I'm facing a bit of a mold crisis because of a leak from my AC unit's drainage pipe that has been seeping into my closets for who knows how long. I only found out about it when I noticed mold around the ceiling and some spots on the walls. I mentioned filing a homeowners insurance claim to my dad, but he's against it. I tried using Tilex mold spray, but it helped a little, and now the mold is coming back with some fuzzy growth too. I'm confused about filing a claim: what's the process like? Would we have to move out because of the mold? And is there a chance we'd actually be covered?
1 Answer
I totally get your concern about filing a claim. Just a heads up, if the damage isn't super severe, many folks avoid claiming to keep their insurance rates from skyrocketing. You might need to replace the drywall and see how much mold is lurking behind it. I’d suggest tackling it yourself if you're handy, but if it’s beyond that, a mold remediation service could be an option, especially if anyone in your home has health issues.