Hey everyone! I'm a new homeowner and I'm considering getting a Home Depot credit card because there always seems to be something that needs fixing or upgrading around the house. Has anyone had experience with this? Does it make financial sense, or are there better options out there for managing project costs?
4 Answers
Another thing to consider: if you're a veteran, you can get a 10% discount on everything after verification. They may also offer discounts for first responders and teachers.
I mainly use my Home Depot card for big purchases like materials and cabinets when I can take advantage of their 24-month no-interest promos. For smaller, regular buys, I find that I get better cash back and warranty perks from my other credit cards.
I think it's worth it! Just make sure to apply at the Pro Desk and set up a Pro account. You’ll get some extra benefits like longer return periods, and they even have free cookies occasionally! Plus, if you're spending over $2,500, ask them to bid it—you might snag some discounts.
It's definitely convenient, especially since you won’t need a receipt for returns! That's handy when things go wrong or something doesn't fit.