I have a team of three workers fixing up my house, but one of them recently broke his arm in a fall over the weekend and now shows up at work in a sling. He really needs the money, but I'm worried about allowing him to work on my house since he might lose his balance and hurt himself or cause more issues. As the homeowner, wouldn't I be liable for that? I heard that the renovation company has insurance, but how should I handle this situation?
2 Answers
I'd definitely be cautious here. If they're only able to work at 5 or 6 capacity because of the injury, that could lead to delays, and you might end up paying for the extra time. Keep an eye on how this affects your schedule.
It’s vital to check the insurance details of the renovation company. Make sure their policy covers their workers in case of an incident, especially with known injuries. You can ask for the certificate of insurance to get the actual coverage info, not a doctored one. If they can't provide a legit certificate, it might be best to protect yourself by not allowing the injured worker on-site.
Thanks for the advice, I'll definitely ask for the insurance certificate!