I recently had an insurance claim for my metal roof and I'm considering switching things up to shingles instead. Here's the deal: the metal roof would cost around $23,000, while the shingle roof is priced at about $12,000. I've checked with my insurance and mortgage company, and they both said it's totally my decision. The thing is, I'm tempted to go with shingles so I can save some cash for other improvements that need doing around the house. I'm really looking for any advice or insights on what might be the better option in the long run!
3 Answers
Remember, choosing a metal roof often means you won't have to worry as much about repairs in the long run. If your current metal roof is really beyond repair, at least you potentially get a much longer lifespan with a new metal roof, compared to shingles that can wear out sooner. Just something to ponder!
Before you decide, think about the specifics of your current roof. How old is your metal roof, and is it in good condition aside from the tree damage? If it’s fairly new and a quality installation, it might be more beneficial to repair it rather than switch to shingles. Composite shingles could be a middle ground if you're looking for something more durable than standard shingles. Just keep in mind your weather conditions in Oklahoma and how they might affect the lifespan of your roof choices.
It's definitely worth considering the long-term aspects here. You might save money now, but keep in mind that a metal roof typically lasts a lot longer—up to 30 years, with some even lasting beyond that. If you're planning to stay in your house for a while, going with metal might be the wiser investment. Have you thought about the durability and repairability of each option?
Thanks for the insight! I'm leaning towards longevity for sure.
Good point! The metal roof was installed in 2019, but it's pretty damaged now. Torn between fixing it or switching to a long-lasting alternative.