I recently had an inspection done on my living-room's metal factory-built fireplace, and it was flagged as 'unsafe' due to cracks in the hearth. The inspector suggested a F.I.R.E. Level II inspection and mentioned that I might need to replace the firebox interior or consider installing an insert. The seller's inspector gave an estimate of $400–$500 for repairs, but that feels too low to me, especially since the inspector has experience in the complex. I'm curious if anyone has insights on what fixing this might actually cost, or if that estimate sounds accurate.
3 Answers
Well, it depends on what exactly is cracked. If it's just the ceramic brick pieces inside the fireplace, I had my bottom and back parts replaced for about $250 about 11 years ago. It's a simple job with just a couple of screws, plus I'd recommend getting a chimney sweep involved since the previous owner really roasted the chimney liner. That could lead to a costly replacement if it's damaged!
There are too many variables to give a solid estimate. It really depends on specifics, and the only way to get a clearer picture is to have several contractors come out and provide you with estimates. Each situation is unique!
You might want to consider offering the seller $500 to fix it up, but let them know they’d be responsible for any additional costs that go beyond that. It might push them to act, but be ready for a quick 'no' from them if they don't want to commit.

Absolutely! Getting multiple estimates is the best way to gauge the costs and find a reliable contractor.